I had no idea how the stock market really worked except lots of people would buy stocks and then hope to sell them for more than they bought them for. I remember my parents and relatives occasionally doing business with a stockbroker when I was growing up. The impression I got was that the stock market was risky and usually an educated guessing game and that my parents did not do very well at it.
All throughout school we heard about the great nursing shortage, but here I was 2 months into the job hunt without any real prospects. I only had enough money for one more month of rent. I now realize just how much money I wasted over my first couple of years out of nursing school especially when I was a travel nurse. Had I started budgeting right away out of school, I’m sure I would be much further ahead in my journey to financial independence.